Flood Risk in Polk, TX

Polk, TX has a Flood Risk Score of 20/100 (Grade A), ranking #140 of 3,271 counties nationwide. The risk level is Low. There have been 6 NFIP flood insurance claims totaling $351,148 in payouts, with 17 federal disaster declarations on record.

Key Data

20
Risk Score
A
Grade
6
NFIP Claims
$351,148
Total Payouts
17
Disasters
6
Active Policies

Score Breakdown

FactorScoreWeight
Claims Density040%
Disaster Frequency3625%
Claim Severity020%
Year-over-Year Trend7515%
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Data from FEMA OpenFEMA (NFIP claims and disaster declarations). Last updated 2026-04-12.