Flood Risk in Saginaw, MI

Saginaw, MI has a Flood Risk Score of 18/100 (Grade A), ranking #284 of 3,271 counties nationwide. The risk level is Low. There have been 12 NFIP flood insurance claims totaling $303,253 in payouts, with 6 federal disaster declarations on record.

Key Data

18
Risk Score
A
Grade
12
NFIP Claims
$303,253
Total Payouts
6
Disasters
12
Active Policies

Score Breakdown

FactorScoreWeight
Claims Density040%
Disaster Frequency1325%
Claim Severity020%
Year-over-Year Trend10015%
View full Saginaw profile →All Michigan counties →
Data from FEMA OpenFEMA (NFIP claims and disaster declarations). Last updated 2026-04-12.