Saginaw, MI
Saginaw County in Michigan has 6 FEMA disaster declarations on record covering 1973–2013, most recently Flooding on Jun 18, 2013 (DR-4121). Its flood risk grade is A (Low risk), ranking #352 of 3,277 U.S. counties, with 41 NFIP flood insurance claims totaling $1,370,968 in payouts. Flood risk is relatively low compared to the national average.
FEMA Disaster Declarations in Saginaw County
The 6 most recent federally declared disasters affecting Saginaw County, MI (1973–2013). Total declarations on record: 6.
| Declared | Incident Type | Title | FEMA Disaster # |
|---|---|---|---|
| Jun 18, 2013 | Flood | Flooding | DR-4121 |
| Sep 7, 2005 | Hurricane | Hurricane Katrina Evacuation | DR-3225 |
| Sep 18, 1986 | Flood | Severe Storms & Flooding | DR-774 |
| Sep 18, 1985 | Flood | Severe Storms and Flooding | DR-744 |
| Sep 30, 1975 | Flood | Severe Storms, High Winds & Flooding | DR-486 |
| Apr 12, 1973 | Flood | Severe Storms & Flooding | DR-371 |
Score Breakdown
The composite score of 18 is calculated from four weighted factors. See our methodology for details.
Other Counties in Michigan
| County | Grade | Score | Claims | Disasters |
|---|---|---|---|---|
| Monroe | A | 17 | 35 | 5 |
| Kalamazoo | A | 16 | 15 | 2 |
| Arenac | A | 15 | 14 | 4 |
| Oakland | A | 14 | 27 | 4 |
| Iosco | A | 14 | 6 | 4 |
| Ingham | A | 13 | 11 | 4 |
More Counties in Michigan
Frequently Asked Questions
How many FEMA disaster declarations does Saginaw County, MI have?
Saginaw County, MI has 6 federal disaster declarations on FEMA record (1973–2013). The 5 most recent are: Flooding (declared Jun 18, 2013, DR-4121); Hurricane Katrina Evacuation (declared Sep 7, 2005, DR-3225); Severe Storms & Flooding (declared Sep 18, 1986, DR-774); Severe Storms and Flooding (declared Sep 18, 1985, DR-744); Severe Storms, High Winds & Flooding (declared Sep 30, 1975, DR-486). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.
What is the flood risk grade for Saginaw County, MI?
Saginaw County is graded A (composite score 18/100, low risk). It ranks #352 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).
How many NFIP flood insurance claims have been filed in Saginaw County?
41 NFIP flood insurance claims have been filed in Saginaw County, MI, totaling $1,370,968 in payouts. The average claim is $33,438. Source: FEMA FimaNfipClaims v2 dataset.
Has Saginaw County, MI had any recent flood disasters?
Yes. The most recent FEMA declaration affecting Saginaw County was Flooding on Jun 18, 2013 (DR-4121). The county has 6 declared disasters in the OpenFEMA record covering 1973–2013.
this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.
Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.
Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.
Source: FEMA OpenFEMA datasets, 2026.