Arenac, MI
Arenac County in Michigan has 4 FEMA disaster declarations on record covering 1972–2005, most recently Hurricane Katrina Evacuation on Sep 7, 2005 (DR-3225). Its flood risk grade is A (Low risk), ranking #634 of 3,277 U.S. counties, with 14 NFIP flood insurance claims totaling $313,694 in payouts. Flood risk is relatively low compared to the national average.
FEMA Disaster Declarations in Arenac County
The 4 most recent federally declared disasters affecting Arenac County, MI (1972–2005). Total declarations on record: 4.
| Declared | Incident Type | Title | FEMA Disaster # |
|---|---|---|---|
| Sep 7, 2005 | Hurricane | Hurricane Katrina Evacuation | DR-3225 |
| Sep 18, 1986 | Flood | Severe Storms & Flooding | DR-774 |
| Apr 12, 1973 | Flood | Severe Storms & Flooding | DR-371 |
| Dec 1, 1972 | Flood | Severe Storms & Flooding | DR-363 |
Score Breakdown
The composite score of 15 is calculated from four weighted factors. See our methodology for details.
Other Counties in Michigan
| County | Grade | Score | Claims | Disasters |
|---|---|---|---|---|
| Kalamazoo | A | 16 | 15 | 2 |
| Oakland | A | 14 | 27 | 4 |
| Iosco | A | 14 | 6 | 4 |
| Monroe | A | 17 | 35 | 5 |
| Ingham | A | 13 | 11 | 4 |
| Saginaw | A | 18 | 41 | 6 |
More Counties in Michigan
Frequently Asked Questions
How many FEMA disaster declarations does Arenac County, MI have?
Arenac County, MI has 4 federal disaster declarations on FEMA record (1972–2005). The 4 most recent are: Hurricane Katrina Evacuation (declared Sep 7, 2005, DR-3225); Severe Storms & Flooding (declared Sep 18, 1986, DR-774); Severe Storms & Flooding (declared Apr 12, 1973, DR-371); Severe Storms & Flooding (declared Dec 1, 1972, DR-363). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.
What is the flood risk grade for Arenac County, MI?
Arenac County is graded A (composite score 15/100, low risk). It ranks #634 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).
How many NFIP flood insurance claims have been filed in Arenac County?
14 NFIP flood insurance claims have been filed in Arenac County, MI, totaling $313,694 in payouts. The average claim is $22,407. Source: FEMA FimaNfipClaims v2 dataset.
Has Arenac County, MI had any recent flood disasters?
Yes. The most recent FEMA declaration affecting Arenac County was Hurricane Katrina Evacuation on Sep 7, 2005 (DR-3225). The county has 4 declared disasters in the OpenFEMA record covering 1972–2005.
this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.
The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.
For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.
Source: FEMA OpenFEMA datasets, 2026.