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Monroe, MI

Flood Risk Score: 17/100 · Rank #437 of 3,277 counties

Monroe County in Michigan has 5 FEMA disaster declarations on record covering 1972–2024, most recently Severe Storms, Tornadoes, and Flooding on Feb 8, 2024 (DR-4757). Its flood risk grade is A (Low risk), ranking #437 of 3,277 U.S. counties, with 35 NFIP flood insurance claims totaling $576,647 in payouts. Flood risk is relatively low compared to the national average.

17
Risk Score
35
NFIP Claims
$576,647
Total Payouts
5
Disasters
$16,476
Avg Claim
35
Active Policies

FEMA Disaster Declarations in Monroe County

The 5 most recent federally declared disasters affecting Monroe County, MI (1972–2024). Total declarations on record: 5.

DeclaredIncident TypeTitleFEMA Disaster #
Feb 8, 2024FloodSevere Storms, Tornadoes, and FloodingDR-4757
Sep 7, 2005HurricaneHurricane Katrina EvacuationDR-3225
Mar 29, 1982FloodFloodingDR-654
Apr 12, 1973FloodSevere Storms & FloodingDR-371
Dec 1, 1972FloodSevere Storms & FloodingDR-363

Score Breakdown

The composite score of 17 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
11
Claim Severity
20%
0
Year-over-Year Trend
15%
97

Other Counties in Michigan

CountyGradeScoreClaimsDisasters
SaginawA18416
KalamazooA16152
ArenacA15144
OaklandA14274
IoscoA1464
InghamA13114
View All Counties in Michigan

Frequently Asked Questions

How many FEMA disaster declarations does Monroe County, MI have?

Monroe County, MI has 5 federal disaster declarations on FEMA record (1972–2024). The 5 most recent are: Severe Storms, Tornadoes, and Flooding (declared Feb 8, 2024, DR-4757); Hurricane Katrina Evacuation (declared Sep 7, 2005, DR-3225); Flooding (declared Mar 29, 1982, DR-654); Severe Storms & Flooding (declared Apr 12, 1973, DR-371); Severe Storms & Flooding (declared Dec 1, 1972, DR-363). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Monroe County, MI?

Monroe County is graded A (composite score 17/100, low risk). It ranks #437 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Monroe County?

35 NFIP flood insurance claims have been filed in Monroe County, MI, totaling $576,647 in payouts. The average claim is $16,476. Source: FEMA FimaNfipClaims v2 dataset.

Has Monroe County, MI had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Monroe County was Severe Storms, Tornadoes, and Flooding on Feb 8, 2024 (DR-4757). The county has 5 declared disasters in the OpenFEMA record covering 1972–2024.

this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.