Flood Risk in Santa Rosa, FL

Santa Rosa, FL has a Flood Risk Score of 31/100 (Grade B), ranking #27 of 3,271 counties nationwide. The risk level is Moderate. There have been 70 NFIP flood insurance claims totaling $1,317,647 in payouts, with 29 federal disaster declarations on record.

Key Data

31
Risk Score
B
Grade
70
NFIP Claims
$1,317,647
Total Payouts
29
Disasters
70
Active Policies

Score Breakdown

FactorScoreWeight
Claims Density240%
Disaster Frequency6225%
Claim Severity020%
Year-over-Year Trend10015%
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Data from FEMA OpenFEMA (NFIP claims and disaster declarations). Last updated 2026-04-12.