Flood Risk in Somerset, NJ
Somerset, NJ has a Flood Risk Score of 23/100 (Grade B), ranking #93 of 3,271 counties nationwide. The risk level is Moderate. There have been 56 NFIP flood insurance claims totaling $3,920,275 in payouts, with 14 federal disaster declarations on record.
Key Data
23
Risk Score
B
Grade
56
NFIP Claims
$3,920,275
Total Payouts
14
Disasters
56
Active Policies
Score Breakdown
| Factor | Score | Weight |
|---|---|---|
| Claims Density | 1 | 40% |
| Disaster Frequency | 30 | 25% |
| Claim Severity | 1 | 20% |
| Year-over-Year Trend | 100 | 15% |
Data from FEMA OpenFEMA (NFIP claims and disaster declarations). Last updated 2026-04-12.