Flood Risk in St. Charles, LA
St. Charles, LA has a Flood Risk Score of 38/100 (Grade B), ranking #9 of 3,271 counties nationwide. The risk level is Moderate. There have been 72 NFIP flood insurance claims totaling $3,074,682 in payouts, with 42 federal disaster declarations on record.
Key Data
38
Risk Score
B
Grade
72
NFIP Claims
$3,074,682
Total Payouts
42
Disasters
72
Active Policies
Score Breakdown
| Factor | Score | Weight |
|---|---|---|
| Claims Density | 2 | 40% |
| Disaster Frequency | 89 | 25% |
| Claim Severity | 1 | 20% |
| Year-over-Year Trend | 100 | 15% |
Data from FEMA OpenFEMA (NFIP claims and disaster declarations). Last updated 2026-04-12.