Flood Risk in St. Charles, MO
St. Charles, MO has a Flood Risk Score of 17/100 (Grade A), ranking #345 of 3,271 counties nationwide. The risk level is Low. There have been 72 NFIP flood insurance claims totaling $2,660,860 in payouts, with 10 federal disaster declarations on record.
Key Data
17
Risk Score
A
Grade
72
NFIP Claims
$2,660,860
Total Payouts
10
Disasters
72
Active Policies
Score Breakdown
| Factor | Score | Weight |
|---|---|---|
| Claims Density | 2 | 40% |
| Disaster Frequency | 21 | 25% |
| Claim Severity | 1 | 20% |
| Year-over-Year Trend | 70 | 15% |
Data from FEMA OpenFEMA (NFIP claims and disaster declarations). Last updated 2026-04-12.