Flood Risk in St. Thomas, VI

St. Thomas, VI has a Flood Risk Score of 18/100 (Grade A), ranking #280 of 3,271 counties nationwide. The risk level is Low. There have been 11 NFIP flood insurance claims totaling $588,180 in payouts, with 20 federal disaster declarations on record.

Key Data

18
Risk Score
A
Grade
11
NFIP Claims
$588,180
Total Payouts
20
Disasters
11
Active Policies

Score Breakdown

FactorScoreWeight
Claims Density040%
Disaster Frequency4325%
Claim Severity020%
Year-over-Year Trend5015%
View full St. Thomas profile →All VI counties →
Data from FEMA OpenFEMA (NFIP claims and disaster declarations). Last updated 2026-04-12.