Flood Risk in Wharton, TX

Wharton, TX has a Flood Risk Score of 24/100 (Grade B), ranking #69 of 3,271 counties nationwide. The risk level is Moderate. There have been 40 NFIP flood insurance claims totaling $2,099,690 in payouts, with 16 federal disaster declarations on record.

Key Data

24
Risk Score
B
Grade
40
NFIP Claims
$2,099,690
Total Payouts
16
Disasters
40
Active Policies

Score Breakdown

FactorScoreWeight
Claims Density140%
Disaster Frequency3425%
Claim Severity120%
Year-over-Year Trend10015%
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Data from FEMA OpenFEMA (NFIP claims and disaster declarations). Last updated 2026-04-12.