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Caldwell, KY

Flood Risk Score: 10/100 · Rank #2008 of 3,277 counties

Caldwell County in Kentucky has 4 FEMA disaster declarations on record covering 1989–2023, most recently Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides on May 9, 2023 (DR-4711). Its flood risk grade is A (Low risk), ranking #2008 of 3,277 U.S. counties, with 1 NFIP flood insurance claims totaling $34,256 in payouts. Flood risk is relatively low compared to the national average.

10
Risk Score
1
NFIP Claims
$34,256
Total Payouts
4
Disasters
$34,256
Avg Claim
1
Active Policies

FEMA Disaster Declarations in Caldwell County

The 4 most recent federally declared disasters affecting Caldwell County, KY (1989–2023). Total declarations on record: 4.

DeclaredIncident TypeTitleFEMA Disaster #
May 9, 2023FloodSevere Storms, Straight-Line Winds, Flooding, Landslides, and MudslidesDR-4711
Apr 26, 2018FloodSevere Storms, Tornadoes, Flooding, Landslides, and MudslidesDR-4361
Sep 10, 2005HurricaneHurricane Katrina DR-3231
Feb 24, 1989FloodSevere Storms & FloodingDR-821

Score Breakdown

The composite score of 10 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
9
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Kentucky

CountyGradeScoreClaimsDisasters
CumberlandA1004
JohnsonA102212
BallardA1015
BellA10610
CallowayA1004
GravesA1055
View All Counties in Kentucky

Frequently Asked Questions

How many FEMA disaster declarations does Caldwell County, KY have?

Caldwell County, KY has 4 federal disaster declarations on FEMA record (1989–2023). The 4 most recent are: Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides (declared May 9, 2023, DR-4711); Severe Storms, Tornadoes, Flooding, Landslides, and Mudslides (declared Apr 26, 2018, DR-4361); Hurricane Katrina (declared Sep 10, 2005, DR-3231); Severe Storms & Flooding (declared Feb 24, 1989, DR-821). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Caldwell County, KY?

Caldwell County is graded A (composite score 10/100, low risk). It ranks #2008 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Caldwell County?

1 NFIP flood insurance claims have been filed in Caldwell County, KY, totaling $34,256 in payouts. The average claim is $34,256. Source: FEMA FimaNfipClaims v2 dataset.

Has Caldwell County, KY had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Caldwell County was Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides on May 9, 2023 (DR-4711). The county has 4 declared disasters in the OpenFEMA record covering 1989–2023.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.