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B

Citrus, FL

Flood Risk Score: 28/100 · Rank #37 of 3,277 counties

Citrus County in Florida has 21 FEMA disaster declarations on record covering 1968–2024, most recently Hurricane Milton on Oct 11, 2024 (DR-4834). Its flood risk grade is B (Moderate risk), ranking #37 of 3,277 U.S. counties, with 630 NFIP flood insurance claims totaling $56,105,228 in payouts. Flood risk is relatively low compared to the national average.

28
Risk Score
630
NFIP Claims
$56,105,228
Total Payouts
21
Disasters
$89,056
Avg Claim
630
Active Policies

FEMA Disaster Declarations in Citrus County

The 21 most recent federally declared disasters affecting Citrus County, FL (1968–2024). Total declarations on record: 21.

DeclaredIncident TypeTitleFEMA Disaster #
Oct 11, 2024HurricaneHurricane Milton DR-4834
Oct 7, 2024HurricaneHurricane MiltonDR-3622
Sep 28, 2024HurricaneHurricane HeleneDR-4828
Aug 31, 2023HurricaneHurricane IdaliaDR-4734
Dec 13, 2022HurricaneHurricane NicoleDR-4680
Sep 29, 2022HurricaneHurricane IanDR-4673
Sep 24, 2022HurricaneTropical Storm IanDR-3584
Aug 16, 2021HurricaneTropical Storm FredDR-3562
Nov 11, 2020HurricaneHurricane EtaDR-3551
Aug 30, 2019HurricaneHurricane Dorian DR-3419
Oct 9, 2018HurricaneHurricane MichaelDR-3405
Sep 10, 2017HurricaneHurricane IrmaDR-4337
Sep 5, 2017HurricaneHurricane IrmaDR-3385
Oct 6, 2016HurricaneHurricane MatthewDR-3377
Sep 28, 2016HurricaneHurricane HermineDR-4280
Sep 5, 2005HurricaneHurricane Katrina EvacuationDR-3220
Sep 26, 2004HurricaneHurricane JeanneDR-1561
Sep 16, 2004HurricaneHurricane IvanDR-1551
Sep 4, 2004HurricaneHurricane FrancesDR-1545
Aug 13, 2004HurricaneTropical Storm Bonnie and Hurricane CharleyDR-1539
Nov 7, 1968HurricaneHurricane GladysDR-252

Score Breakdown

The composite score of 28 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
5
Disaster Frequency
25%
45
Claim Severity
20%
5
Year-over-Year Trend
15%
89

Other Counties in Florida

CountyGradeScoreClaimsDisasters
WakullaB295426
WaltonB295626
HernandoB2725721
OrangeB2720120
FranklinB3114730
OkaloosaB317529
View All Counties in Florida

Frequently Asked Questions

How many FEMA disaster declarations does Citrus County, FL have?

Citrus County, FL has 21 federal disaster declarations on FEMA record (1968–2024). The 5 most recent are: Hurricane Milton (declared Oct 11, 2024, DR-4834); Hurricane Milton (declared Oct 7, 2024, DR-3622); Hurricane Helene (declared Sep 28, 2024, DR-4828); Hurricane Idalia (declared Aug 31, 2023, DR-4734); Hurricane Nicole (declared Dec 13, 2022, DR-4680). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Citrus County, FL?

Citrus County is graded B (composite score 28/100, moderate risk). It ranks #37 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Citrus County?

630 NFIP flood insurance claims have been filed in Citrus County, FL, totaling $56,105,228 in payouts. The average claim is $89,056. Source: FEMA FimaNfipClaims v2 dataset.

Has Citrus County, FL had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Citrus County was Hurricane Milton on Oct 11, 2024 (DR-4834). The county has 21 declared disasters in the OpenFEMA record covering 1968–2024.

this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.