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B

Walton, FL

Flood Risk Score: 29/100 · Rank #31 of 3,277 counties

Walton County in Florida has 26 FEMA disaster declarations on record covering 1975–2024, most recently Hurricane Helene on Sep 28, 2024 (DR-4828). Its flood risk grade is B (Moderate risk), ranking #31 of 3,277 U.S. counties, with 56 NFIP flood insurance claims totaling $1,356,612 in payouts. Flood risk is relatively low compared to the national average.

29
Risk Score
56
NFIP Claims
$1,356,612
Total Payouts
26
Disasters
$24,225
Avg Claim
56
Active Policies

FEMA Disaster Declarations in Walton County

The 25 most recent federally declared disasters affecting Walton County, FL (1975–2024). Total declarations on record: 26.

DeclaredIncident TypeTitleFEMA Disaster #
Sep 28, 2024HurricaneHurricane HeleneDR-4828
Sep 29, 2022HurricaneHurricane IanDR-4673
Sep 24, 2022HurricaneTropical Storm IanDR-3584
Aug 16, 2021HurricaneTropical Storm FredDR-3562
Sep 23, 2020HurricaneHurricane SallyDR-4564
Sep 15, 2020HurricaneHurricane SallyDR-3546
Aug 30, 2019HurricaneHurricane Dorian DR-3419
Oct 11, 2018HurricaneHurricane MichaelDR-4399
Oct 9, 2018HurricaneHurricane MichaelDR-3405
Sep 10, 2017HurricaneHurricane IrmaDR-4337
Sep 5, 2017HurricaneHurricane IrmaDR-3385
Sep 5, 2005HurricaneHurricane Katrina EvacuationDR-3220
Aug 28, 2005HurricaneHurricane KatrinaDR-1602
Jul 10, 2005HurricaneHurricane DennisDR-1595
Sep 16, 2004HurricaneHurricane IvanDR-1551
Sep 4, 2004HurricaneHurricane FrancesDR-1545
Aug 13, 2004HurricaneTropical Storm Bonnie and Hurricane CharleyDR-1539
Sep 28, 1998HurricaneHurricane Georges DR-1249
Sep 25, 1998HurricaneHurricane GrorgesDR-3131
Oct 4, 1995HurricaneHurricane OpalDR-1069
Aug 10, 1995HurricaneHurricane ErinDR-1062
Jul 8, 1994FloodTropical Storm AlbertoDR-3114
Apr 3, 1990FloodSevere Storms & FloodingDR-862
Sep 13, 1979HurricaneHurricane FredericDR-600
Sep 26, 1975FloodHigh Winds, Heavy Rains & FloodingDR-484

Score Breakdown

The composite score of 29 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
55
Claim Severity
20%
0
Year-over-Year Trend
15%
100

Other Counties in Florida

CountyGradeScoreClaimsDisasters
WakullaB295426
CitrusB2863021
FranklinB3114730
OkaloosaB317529
HernandoB2725721
OrangeB2720120
View All Counties in Florida

Frequently Asked Questions

How many FEMA disaster declarations does Walton County, FL have?

Walton County, FL has 26 federal disaster declarations on FEMA record (1975–2024). The 5 most recent are: Hurricane Helene (declared Sep 28, 2024, DR-4828); Hurricane Ian (declared Sep 29, 2022, DR-4673); Tropical Storm Ian (declared Sep 24, 2022, DR-3584); Tropical Storm Fred (declared Aug 16, 2021, DR-3562); Hurricane Sally (declared Sep 23, 2020, DR-4564). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Walton County, FL?

Walton County is graded B (composite score 29/100, moderate risk). It ranks #31 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Walton County?

56 NFIP flood insurance claims have been filed in Walton County, FL, totaling $1,356,612 in payouts. The average claim is $24,225. Source: FEMA FimaNfipClaims v2 dataset.

Has Walton County, FL had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Walton County was Hurricane Helene on Sep 28, 2024 (DR-4828). The county has 26 declared disasters in the OpenFEMA record covering 1975–2024.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.