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B

Orange, FL

Flood Risk Score: 27/100 · Rank #42 of 3,277 counties

Orange County in Florida has 20 FEMA disaster declarations on record covering 1994–2024, most recently Hurricane Milton on Oct 11, 2024 (DR-4834). Its flood risk grade is B (Moderate risk), ranking #42 of 3,277 U.S. counties, with 201 NFIP flood insurance claims totaling $10,700,873 in payouts. Flood risk is relatively low compared to the national average.

27
Risk Score
201
NFIP Claims
$10,700,873
Total Payouts
20
Disasters
$53,238
Avg Claim
201
Active Policies

FEMA Disaster Declarations in Orange County

The 20 most recent federally declared disasters affecting Orange County, FL (1994–2024). Total declarations on record: 20.

DeclaredIncident TypeTitleFEMA Disaster #
Oct 11, 2024HurricaneHurricane Milton DR-4834
Oct 7, 2024HurricaneHurricane MiltonDR-3622
Aug 31, 2023HurricaneHurricane IdaliaDR-4734
Dec 13, 2022HurricaneHurricane NicoleDR-4680
Sep 29, 2022HurricaneHurricane IanDR-4673
Sep 24, 2022HurricaneTropical Storm IanDR-3584
Aug 1, 2020HurricaneHurricane IsaiasDR-3533
Aug 30, 2019HurricaneHurricane Dorian DR-3419
Sep 10, 2017HurricaneHurricane IrmaDR-4337
Sep 5, 2017HurricaneHurricane IrmaDR-3385
Oct 8, 2016HurricaneHurricane MatthewDR-4283
Oct 6, 2016HurricaneHurricane MatthewDR-3377
Sep 5, 2005HurricaneHurricane Katrina EvacuationDR-3220
Sep 26, 2004HurricaneHurricane JeanneDR-1561
Sep 16, 2004HurricaneHurricane IvanDR-1551
Sep 4, 2004HurricaneHurricane FrancesDR-1545
Aug 13, 2004HurricaneTropical Storm Bonnie and Hurricane CharleyDR-1539
Oct 20, 1999HurricaneFl-Hurricane Irene-Dr-ReqDR-1306
Oct 15, 1999HurricaneTropical Storm Irene - FloridaDR-3150
Jul 8, 1994FloodTropical Storm AlbertoDR-3114

Score Breakdown

The composite score of 27 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
2
Disaster Frequency
25%
43
Claim Severity
20%
1
Year-over-Year Trend
15%
100

Other Counties in Florida

CountyGradeScoreClaimsDisasters
HernandoB2725721
CitrusB2863021
WakullaB295426
WaltonB295626
ClayB2514218
SeminoleB2515720
View All Counties in Florida

Frequently Asked Questions

How many FEMA disaster declarations does Orange County, FL have?

Orange County, FL has 20 federal disaster declarations on FEMA record (1994–2024). The 5 most recent are: Hurricane Milton (declared Oct 11, 2024, DR-4834); Hurricane Milton (declared Oct 7, 2024, DR-3622); Hurricane Idalia (declared Aug 31, 2023, DR-4734); Hurricane Nicole (declared Dec 13, 2022, DR-4680); Hurricane Ian (declared Sep 29, 2022, DR-4673). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Orange County, FL?

Orange County is graded B (composite score 27/100, moderate risk). It ranks #42 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Orange County?

201 NFIP flood insurance claims have been filed in Orange County, FL, totaling $10,700,873 in payouts. The average claim is $53,238. Source: FEMA FimaNfipClaims v2 dataset.

Has Orange County, FL had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Orange County was Hurricane Milton on Oct 11, 2024 (DR-4834). The county has 20 declared disasters in the OpenFEMA record covering 1994–2024.

The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.