Monroe, FL
Monroe County in Florida has 27 FEMA disaster declarations on record covering 1992–2024, most recently Hurricane Milton on Oct 11, 2024 (DR-4834). Its flood risk grade is B (Moderate risk), ranking #137 of 3,277 U.S. counties, with 1.5K NFIP flood insurance claims totaling $58,216,218 in payouts. Flood risk is relatively low compared to the national average.
FEMA Disaster Declarations in Monroe County
The 25 most recent federally declared disasters affecting Monroe County, FL (1992–2024). Total declarations on record: 27.
| Declared | Incident Type | Title | FEMA Disaster # |
|---|---|---|---|
| Oct 11, 2024 | Hurricane | Hurricane Milton | DR-4834 |
| Oct 7, 2024 | Hurricane | Hurricane Milton | DR-3622 |
| Sep 28, 2024 | Hurricane | Hurricane Helene | DR-4828 |
| Sep 29, 2022 | Hurricane | Hurricane Ian | DR-4673 |
| Sep 24, 2022 | Hurricane | Tropical Storm Ian | DR-3584 |
| Aug 1, 2020 | Hurricane | Hurricane Isaias | DR-3533 |
| Aug 30, 2019 | Hurricane | Hurricane Dorian | DR-3419 |
| Sep 10, 2017 | Hurricane | Hurricane Irma | DR-4337 |
| Sep 5, 2017 | Hurricane | Hurricane Irma | DR-3385 |
| Oct 6, 2016 | Hurricane | Hurricane Matthew | DR-3377 |
| Oct 18, 2012 | Hurricane | Hurricane Isaac | DR-4084 |
| Sep 7, 2008 | Hurricane | Hurricane Ike | DR-3293 |
| Oct 24, 2005 | Hurricane | Hurricane Wilma | DR-1609 |
| Sep 20, 2005 | Hurricane | Tropical Storm Rita | DR-3259 |
| Sep 5, 2005 | Hurricane | Hurricane Katrina Evacuation | DR-3220 |
| Aug 28, 2005 | Hurricane | Hurricane Katrina | DR-1602 |
| Jul 10, 2005 | Hurricane | Hurricane Dennis | DR-1595 |
| Sep 16, 2004 | Hurricane | Hurricane Ivan | DR-1551 |
| Sep 4, 2004 | Hurricane | Hurricane Frances | DR-1545 |
| Aug 13, 2004 | Hurricane | Tropical Storm Bonnie and Hurricane Charley | DR-1539 |
| Oct 20, 1999 | Hurricane | Fl-Hurricane Irene-Dr-Req | DR-1306 |
| Oct 15, 1999 | Hurricane | Tropical Storm Irene - Florida | DR-3150 |
| Sep 28, 1998 | Hurricane | Hurricane Georges | DR-1249 |
| Sep 25, 1998 | Hurricane | Hurricane Grorges | DR-3131 |
| Aug 24, 1992 | Hurricane | Hurricane Andrew | DR-955 |
Score Breakdown
The composite score of 21 is calculated from four weighted factors. See our methodology for details.
Other Counties in Florida
| County | Grade | Score | Claims | Disasters |
|---|---|---|---|---|
| Taylor | B | 21 | 67 | 22 |
| Polk | B | 22 | 135 | 18 |
| Calhoun | A | 20 | 0 | 24 |
| Gadsden | A | 20 | 0 | 24 |
| Holmes | A | 20 | 3 | 24 |
| Liberty | A | 20 | 1 | 24 |
More Counties in Florida
Frequently Asked Questions
How many FEMA disaster declarations does Monroe County, FL have?
Monroe County, FL has 27 federal disaster declarations on FEMA record (1992–2024). The 5 most recent are: Hurricane Milton (declared Oct 11, 2024, DR-4834); Hurricane Milton (declared Oct 7, 2024, DR-3622); Hurricane Helene (declared Sep 28, 2024, DR-4828); Hurricane Ian (declared Sep 29, 2022, DR-4673); Tropical Storm Ian (declared Sep 24, 2022, DR-3584). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.
What is the flood risk grade for Monroe County, FL?
Monroe County is graded B (composite score 21/100, moderate risk). It ranks #137 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).
How many NFIP flood insurance claims have been filed in Monroe County?
1.5K NFIP flood insurance claims have been filed in Monroe County, FL, totaling $58,216,218 in payouts. The average claim is $38,941. Source: FEMA FimaNfipClaims v2 dataset.
Has Monroe County, FL had any recent flood disasters?
Yes. The most recent FEMA declaration affecting Monroe County was Hurricane Milton on Oct 11, 2024 (DR-4834). The county has 27 declared disasters in the OpenFEMA record covering 1992–2024.
this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.
The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.
For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.
Source: FEMA OpenFEMA datasets, 2026.