Flood Risk in Somerset, MD
Somerset, MD has a Flood Risk Score of 19/100 (Grade A), ranking #213 of 3,271 counties nationwide. The risk level is Low. There have been 12 NFIP flood insurance claims totaling $135,008 in payouts, with 8 federal disaster declarations on record.
Key Data
19
Risk Score
A
Grade
12
NFIP Claims
$135,008
Total Payouts
8
Disasters
12
Active Policies
Score Breakdown
| Factor | Score | Weight |
|---|---|---|
| Claims Density | 0 | 40% |
| Disaster Frequency | 17 | 25% |
| Claim Severity | 0 | 20% |
| Year-over-Year Trend | 100 | 15% |
Data from FEMA OpenFEMA (NFIP claims and disaster declarations). Last updated 2026-04-12.